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Installment loans for bad credit

It’s not hard to get installment loans for bad credit if you know where to look. If your here that means you’re looking in the right place! 1 Call Loans specializes in installment loans for bad credit. We understand that in this economy everyone had a hard time with credit and that our clients are our neighbors and friends and more than just a number or a report. We take the extra step and put our clients above all else. We make getting a bad credit installment loan easy!

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Why choose our installment loans for bad credit

We treat our clients right! it’s that simple, no long complicated process, no endless forms, no faxing, and no stress. Just the money you need quick at a fair interest rate even if you’d made a few mistakes with credit in the past. Getting a loan shouldn’t be an additional burden and neither should repayment of a loan. A lender should be a helping hand that charges a fair interest rate and provides straightforward and direct loan terms you can understand. The age of the nickel and dime lenders that crush their clients with fees is over. People have figured out that they have options and good lenders have figured that out to. A good lender knows we need you as much as you need us. Without a client in need of quick cash a business like 1 Call Loans couldn’t exist. We provide low interest easy installment loans for bad credit or any credit. So unlike many online lenders 1 Call Loans doesn’t take advantage of their clients in their time of need. Instead we build a longterm business relationship with lifelong clients who come back every time they’re in need, and why not when it’s so fast and so easy.

How to I get an installment loan with bad credit ?

Well you half way there. Simply apply on for a loan now and we handle everything. You just have to get the ball rolling. Don’t worry we’ll dot the i and cross the t’s for you. We make this easy and with out NO stress guarantee you know we’ll go out of way to make you a happy customer for life. That’s why each client who completes a full application is assigned a dedicated 1 on 1 loan specialist. Your specialist will walk you through all you options step by step and help you get a bad credit installment loan quickly with a payment you can afford and enough time to pay it back. Get an installment loan for bad credit now simply apply with the form on the upper right to get started now.

Bank Installment loans

Low interest bank installment loans don’t have to be hard to find even for people with bad credit. In this new economy people with bad credit can still get reasonable rates on bank installment loans. For people with fair credit or good credit this just means much better rates and even more reasonable terms. Bank installment loans can be easy to get approved for and even better… easy to pay back.

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Why get approved for a bank installment loan

A bank installment loan will offer lower rates and more favorable terms than any of its comparable counterparts. Payday installment loans and even installment cash advances have extremely high interest rates and offer poor customer service and maintain low levels of customer satisfaction. In other words after completing the loan most clients are unhappy with the process and don’t feel truly helped. At the end of a loan you should feel as though someone assisted you not took advantage of a rough patch. Installment loan lenders needs you as much as you need them. Without the client they wouldn’t be in business. Some installment loan lenders understand this others don’t. We make sure your happy every step of the way from application to repayment we make getting long term bank loans easy.

What is a bank installment loan

a bank installment loan is simply a long term bank loan you repay on a schedule of installment payments. Usually monthly or weekly depending upon the needs of the borrower. Long term bank installment loans have lower interest rates even for people with bad credit. This is because long term bank installment loans are easier to pay off than short term loan. Easier to repay means a lower rates of nonpayment and less risk to the lender. The lender having less risk on the loan means low interest rates and high approval rates. Its really a win win no matter your credit. Long term bank loans are easy to get approved for the rates are good and the payments are easy to make. Paying back a few thousand dollars next month can be difficult and for some impossible but spread out over 2 years or even longer the payments fit comfortably into almost any budget.

Bank installment loan requirements

Can I get an installment loan with no faxing required

Yes, of course most lenders have adopted a paperless application and approval process. Most even eliminate the paper wasted writing a check by immediately wiring you the funds. Thus insuring you receive you funds avoiding lost check and what not. This also get you funded much faster most clients are funded in under 24 hours usually within 1 hour actually.

Do I need a bank installment account ?

No, you don’t need a bank installment account for a bank installment loan. You can apply even if you don’t have a specific account for this type of long term bank loan. 

Applying for a bank installment loan

Applying for a bank installment loan is fast and easy. Well, at least with us it is. We make the whole process fast and easy from start to finish. That’s why once a 1 Call Loans customer always a 1 Call Loans customer. Apply today for an installment bank loan

6 month installment loan

You need a 6 month installment loan and I know exactly what you’re thinking! No payday loans and No cash advances. There to high interest and don’t give me enough time to repay them. We feel the exact same way and we’re here to help by getting you a fair 6 month loan that actually helps you!

Apply now for a 6 month installment loan >>

Why get a 6 month installment loan here

If you’ve ever dealt with another lender you already know why. Skip the hassles, issues, stress, extra fees, high interest rates skip it all. We make this easy! Fill out one form we take it from there. There are no long forms with us. No interrogations or unnecessary prying into your personal business. There is absolutely no faxing required or other time wasters. No long waits for approval most 6 month installment loan have instant approval. Client are usually funded in under 24 hours. We also don’t tack on any extra charges. We have no application fees or other extemporaneous “fake” fees. A loan should help you through financial problems not make more for you. Interest rates are also important we make sure the loan options we provide give the lowest interest rates available anywhere. Many lenders make it hard for you to repay a loan in time and then charge high interest even when you do. Not at 1 Call Loans! A 6 month installment loan gives you a fair term to pay back the loan at low interest rates even for people with bad credit. The main reason we love the 6 month installment loan is we can give you more money! Short payday installment loans only give you weeks to repay so you obviously could handle borrow a very large amount. If you need to pay a small bill that may help. However, if you to handle some larger or allot of small thing a longterm 6 month installment loan allows us to give you significantly larger loans. That lets you take care of everything not just 1 piece of the puzzle. This way you can solve the problem not just a little bit and still have to worry later. Kill the stress and get the money you need today.

There’s no question, if you need a 6 month installment loan we can help! >>

The 6 month installment loan difference

You want a 6 month installment loan that gives you what you need from a loan. You want a loan that has low interest rates and great terms. The last thing you want is more money problems because of a bad loan. Getting a 6 month installment loan isn’t all that difficult simply apply to you right. We do all the work for you. That’s how it should be EASY. Easy to get; easy to pay back; with no regrets later. That’s what we do we make it so simple for you to get a quick installment loan and so simple to pay back with such outstanding rates that people come back every time they need a loan. Some lenders take advantage of their clients in a bad situation because they don’ see it the way we do. A lender should be there to help not harm. That’s why the day of the loan shark lender is dying. Especially in times like today no one wants to deal with an aggressive lender. Just like you people want lower rates and flexible terms you can’t get with a payday loan or cash advance which is why they demand 6 month installment loans we can ever offer installment loans over 6 months as long as 2 years. Make a strong financial decision and get the 6 month installment loan you need today.

Easy installment loans

Easy installment loans are available to people of all credit levels. It doesn’t matter you credit or personal situation in these rough economic times smart lenders are making it easier to get a loan. It’s a rough patch right now and its showing on a lot of peoples credit scores. Lenders in the know are not penalizing well meaning buyers simple because of a little poor credit history.


Apply now to get an easy installment loan >>


Why are installment loans so easy

For starters all loans should be easy. No one should have to fill out endless forms and deal with the hassles of faxing and credit checks just to get a loan. A good online unsecured installment loan should have no faxing and preferably no hard pull credit check. Easy installment loan lenders can pull a special credit report that won’t show bad credit scores or most previous poor credit choices. This no credit check credit pull really only shows if you have defaulted on an installment loan, installment personal loan, or other similar unsecured loan similar to the type your pursuing. This means just because you made a mistake or two you won’t get penalized for it. Not only can you get approved but you’ll get the same low interest rates as people with great credit.

how do I find easy installment loans

Easy installment loan are almost always through online lenders. Online installment lenders are in general more relaxed and provide better interest rates, loan terms and customer service. They can afford to do so because they don’t have to worry about the over head of a physical location. This is also attributed to lower costs for them to get a customer like you. It’s much easier to have you click a link and be funded in a hour than make you trudge into a physical location and fill out annoying paperwork. It’s an easier loan option for both parties. That’s why your here and not wasting your time at a local lender who will probably give worse rates and terms anyway. Your friendly neighborhood lender is not so friendly, online lenders treat customers better simply because they can afford to. Apply now on the upper right to get an easy installment loan now and see what it’s like to love your lender.

Finding easy installment lenders

Your already here just fill out the form on your right and we take it from there 100%. Getting a loan doesn’t have to be hard. In fact it should be easy, the idea is to make it so fast and so easy for you to get approved and to get funded quick you come back again and again. Find out why our customers keep coming back and apply now for an easy installment loan on the upper right.

Installment loan interest rates

If you need a long term loan for a medium to large sum, need a longer loan term to repay the funds and absolutely demand decent interest rates regardless of your credit than an installment loan is truly the way to go. Your already on board with that though or you wouldn’t be here right?
You want to know about installment loan interest rates, weigh you options and see if this is the right option for you.

To get a low interest rate installment loan apply now >

First let me know what installment loan interest rates are going to look like

Installment loans offer substantially lower interest rates that comparable forms of financing. Now lower that’s a funny word, it begs the question lower than what? Many payday and cash advance loans have outrageous rates so even a lower rate would be useless. You need a low interest rate not just lower than the outrageous short term loan options. Let me try and paint you a picture here as far as installment loan interest rates. Short term personal loans and fast cash loans carry the absolute highest interest rates of almost any loan because they are so short and so high risk. Those little buggers are difficult to pay off and worse if you don’t pay I’ve heard the stories. Now excluding collateralized loans like an auto title loan, car note or mortgage an installment loan is going to have the lowest interest rates.

How low are installment loan interest rates

Usually long term loans paid on an installment basis offer rates less than half that of short term personal loans. Sometimes even lower as long as you make your monthly installment payments as agreed there are also traditionally no additional fees or charges outside of the lower interest charges. Installment loan rates are some of the lowest charges on any finance product.

Why are installment loan rates lower ?

Installment loans are longer it is that simple. Longer term allows for installment loan rates to be reduced significantly. They vary from the shorter term 6 month installment loans to as much as 24 months or longer. A 24 month installment loan would carry the lowest interest rate. The 6 month installment loan would have the highest usually. this is because the longer term a loan the lower the rate offered in most cases. This is when dealing with unsecured loans like most monthly installment loans are.

Use the form in the upper left corner to apply now for a low interest installment loan >

installment loan lenders online

We get you to direct installment loan lenders online, no waiting, no hassle just money now! With a direct installment loan you can get larger loan amounts than short loans. Installment loan lenders online also offer significantly lower interest rates and have much higher approval rates that brick and mortar installment lenders.

Apply today get an installment loan now >>

Benefits of installment loan lenders

Direct online lenders have lower cost of customer acquisition than their brick and mortar alternatives which means they can charge much lower interest rates. The lower cost of customer acquisition for online installment loan lenders also means higher approval rates. This means even bad credit installment loans are available through online lenders. Online installment loans also have the best terms and conditions which means even high risk borrowers can get a fair shake. We understand everyone makes mistakes and everyone needs some help time to time. Bad credit shouldn’t mean you can’t get the quick cash you need at a fair rate with good terms.

Why an online installment loan

There are other online lenders available who offer all manor and sort of loan from cash advances to personal loans to the run of the mill payday loan. These loans are short term though which means for most borrowers they are difficult to repay. Most people won’t have the full amount they need now available in next weeks budget.This also means higher interest rates and more fees. The higher risk of nonpayment also means less chance of being approved. The loans are to short to offer large amounts as well. That’s why we suggest you find a direct installment loan lender online who offers longterm option that you can pay off slowly and fair interest rate. Never pay an application or approval consultation fee either. Getting a loan should be fast, easy, and free. The lender is not in control you are! Think about it, if you didn’t need a loan there would be no lender. Loan firms like us would all go out of business. Here we feel its our responsibility to make getting an online installment loan fast and easy. 1 Call Loans also firmly believes the entire loan process should be FREE you shouldn’t have to pay for anything but your loan.

How do I get an installment loan from lenders online

You came to the right place we specialize in installment loan lenders online. Just apply now in the form on the upper right hand corner and then voila! Fast cash in you account today. We will walk you through everything. Its fast, east, and of course free. Plus because your going through installment loan lenders online as opposed to locally your going to get faster funding, lower interest rates and better customer service. Apply now for a long term installment loan >

installment payment loans

You need a loan now and the run of the mill payday loan just won’t do. Installment payment loans are a great option. You need a loan that gives you money fast but lets you pay it back slowly at a pace you can afford. You also want a low interest rate and good terms just something reasonable and fair right? That’s where installment payment loans come in.

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How the installment payments work

Installment payment loans are similar to other loan options however offer payments on installment basis. This means instead of paying off the large loan immediately like next week or within the month. You have the flexibility to make monthly installment payments thus the name. Loans with installment payments have become increasing popular over the last few years. This is because long term loans with installment payments as opposed short term loans are much easier on the consumer. Although, not as profitable for the lender; Good thing for you 1 Call loans believes it’s the customers pocket that’s more important. If you didn’t have pockets that needed filling we wouldn’t even be here now would we? Installment payment loans options give you the ability to secure larger loans and pay them off in manageable bite size pieces.

Installment loan interest rates

Installment payment loans offer very competitive interest rates. I know the term “very competitive” means just about nothing in most situations which is why I hate using it because it’s one of those often meaningless concepts like a” good price”. It could mean just about anything and gives you no concrete idea of what you’re looking at as far as installment loan interest rates. So let me try to put that into perspective for you. Payday loans and cash advances offer the highest rates of just about any finance product due to the short term and aggressive nature of that particular financial instrument.

The lowest interest rates outside of what your bank pays you on a savings account (Which is a loan you give them to invest with, but that’s a fight for another day) are usually found on a mortgage. However, a mortgage loan is a bit unfair of a comparison because it is collateralized.

Do installment payment loans require collateral

Most I mean the great vast majority of installment payment loans require no collateral. You simply make your monthly installment payments. They expect your payment on an installment basis usually a monthly installment and have no legal recourse or piece of collateral to take if you don’t pay up.

Get to the point Installment payment loan interest rates!

Getting to the point, the longer a loan payment term is the lower the interest rate attached. This is in most cases and applies directly and proportionally to installment loan interest rates. Payday loans are short fast loans 1 to 2 weeks so they have sky high interest rates to compensate for the risk. Loans with an installment payment plan are more manageable and consumers are more likely to repay them. This allows installment lenders to give much more favorable installment loan interest rates because its stretched over a much longer term. Don’t worry though loans on an installment basis are also fast loans funding usually within an hour and most always intraday or at worst under 24hours.

How to get approved for this type of long term loans

Just apply now, money can be in your account within the hour and almost always in under 24 hours.
Apply for installment payment loans with the form on the upper left hand corner of the page

Unsecured installment loan

Many lenders offering longer loan options request you furnish a form of collateral to reduce their perceived risk in financing your installment loan. However, many are unable or unwilling to do so. It’s not really a loan if you have to put your house or your car on the line. You could probably do that at a local pawn shop. This doesn’t really help you at all. That’s why we have 100% unsecured installment loans that require no collateral!

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What’s an unsecured installment loan ?

An unsecured installment loan is very similar to a traditional installment loan. It’s actually exactly identical to what most people assume an installment loan should be. Unsecured installment loan simply means no collateral. For secured installment loans you would have to leverage an item traditionally of equal or greater value to the loan amount. The problem being many people don’t have anything available they can leverage. Some simply don’t want to risk any assets by tying them to an installment loan. The unsecured installment loan allows you to do this!

Loan profile

unsecured installment loan outline

The unsecured installment loan is of course unsecured allowing you to obtain one without attaching the funds to any collateral. this means fund for you without any risk to your home, car, or other assets.

unsecured installment loan interest rates

Rates for this loan type are very low to low. Longer loans like unsecured installment loans have lower interest rates. Installment loans with no collateral often have comparable interest rates even to their collateralized alternatives. An unsecured long term loan option of course carries a slightly higher interest rate than its secured counterpart. This is because unsecured installment loans place more risk on the lender. In the event of non payment the lend has no repercussion without collateral. Installment loans as a whole maintain very low rates though much lower than any comparable products like a payday loan, cash advance, or other common options.

What the catch?

There really is no catch outside of marginally higher rates than the secured alternative. Its usually only a few points which is well worth it to eliminate the risk of collateral. The terms for this type of longer term loan are often very flexible. They usually have no pre-payment penalties and allow you as long as two or more years to repay the loan. This is often enough time, in the case it is not many lenders in this vein tend to be flexible with borrowers and acquiesce to their needs the best they can.

How to get an unsecured installment loan

You can apply for a unsecured installment loan today with the form on the upper right corner of the page. We will assign you an independent personal liaison to walk you through our fast and easy process. Here at 1 Call Loans a real live persona will be with you every step of the way. We make getting ANY loan fast and easy! so apply now!

long term installment loans no credit check

This is exactly where to look if you need a medium to large long term installment loan with no credit check due to bad credit or other circumstance. There are payday loans with no credit check and some cash advances with no credit check but they offer smaller loan amounts and very short terms.”Our theory is if you needed extra money this month, why would any lender expect you to have that much extra in the budget next month or next week even plus more interest ”

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Why long term installment loans and no credit check are best

They offer benefits short term loan and short term loan lenders could never provide. They are far lower interest and easier to repay than short loans. Long term installment options also will improve your credit even it the installment loan you received was a no credit check required loan. Helping you pay an expense this week just to expect the full amount next week with interest doesn’t seem helpful to us.

How does a no credit check long term installment loan compare to pay day loans

The payday loan treadmill leaves you just where you started less fees and interest or worse. They also don’t offer large loan amounts because you are expected to pay it back so quickly. Also because the loans are short term high risk loans they often cannot offer low interest rates. It simply doesn’t make sense for most people especially if you need a larger loan. If you need a loan for over $500 we suggest you focus on long term installment loans. Or other long term loan options especially if you have bad credit or no credit and want a loan with no credit check.

Can I get funded if Iam looking for long term installment loans and no credit check

no credit check long term installment loans are not as rare as you may think. Yes ,they do look at certain demographic factors and actuarial data to determine your eligibility but they take you on your merits not just your past mistakes. There is also of course no actual credit report pulled. This allows you to get a fair long term loan even with a few past blemishes. Installment loans without a credit check are usually funded in under 24 hours and as always our options are 100% free. There are absolutely no application fees or unnecessary hidden charges.

What’s it like for me if I get a Long term installment loans no credit check

Installment loans with no credit check even long term installment that have no specific credit requirement offer a slew of options and improvements over short term loans and even over some other longer term loans. The best long term lenders tend to establish a relationship and target repeat business especially the long term loan lenders who offer options for the low credit demographics. This is because these long term high risk lenders especially those providing installment loan options see a large rate of non payment. This means allot of times not only do they not see any profit from a loan they often lose money. This requires most long term lenders to choose 1 of 3 common lender styles.

long term lender style A
They stop offering loans to high risk clients especially installment and long term loan options. This allows them to see a higher rate of repayment and take on less risk while maintaining competitive interest rates. Great for the clients who qualify. However, you came here because you wanted long term installment loans no credit check specifically. So I assuming that’s not the lender style best for you.

long term lender style B
This lender continues offering long term no credit check installment loans however they begin to nickel and dime their clients to death. Application fees, additional charges, sky high interest charges, late pay surcharge, pre-pay fee, early payment charge. NO!! avoid this lender like the plague you will end up paying over twice what you borrow in most cases. The average shark type lender actually targets a model where an ideal client pays back 3.2 – 4.5 times what they borrow. No lender sets out to become one of these finance monster. They start to do this to deal with high non payment rates, it starts small little interest hike here sprinkle some fees there; then like most slippery slope things this snowballs. As they add more silly fee’s more and more people get mad and choose to not pay back their loan. Then you guesses it, this means the lender has to add even more and more redundant fee’s to honest loan seekers. It’s not a position you want to be in unless you not planning on paying back your loan. If that is the case and you are not planning to repay your loan please simply apply on one of our competitors sites you don’t need the low interest rates and personal service we offer if you’re not going to pay it back anyway right?

long term lender style C
WINNER! This lender maintains lows interest rates and still offers loan programs like long term installment loans no credit check. They keep their doors open by being easy to work with and having great customer service. Being understanding even in the event of late or partial payments and usually give you a live person to deal with. This makes it a human and personal experience that is helpful and can even be enjoyable for you. They also offer substantially larger and larger loan amounts and even lower interest rates to return customers. So even if a few people don’t pay they make their money by being so easy and enjoyable to work with you come back over and over again. (This is what we offer)

Are long term installment loans with no credit check available to me?

Now, many people assume that have bad credit means lenders will take advantage of them with ridiculous fees, excess charges and interest rates. This can be true, however; there are fair long term installment loans no credit checks out there. You just have to know who to deal with and I think you do

Receive a long term installment loans no credit check today >

Bad credit installment loans

You have bad credit but you still need an installment loan. Common loans for poor credit like payday loans and cash advances are either to high interest, to short term, or don’t provide enough funds for your purpose or all three. So, you may have made a few money mistakes in the past why does that mean you never get another chance? Most companies want to penalize you and charge exorbitant fees and provide repayment terms that set you up to fail. This is so they can just charge you more and more fees for being late, more interest, etc. This is not fair and it is in our humble opinion predatory lending. You need the cash fast but don’t want to make another mistake or fall into a loan trap and make matters worse.

You want a solution not another problem right? A way to get a large enough loan with a fair interest rate and have enough time to pay it back, even with bad credit!

Apply for a Bad credit installment loan now >

How are bad credit installment loans different ?

Installment loans for bad credit differ in a multitude of factors actually, bad credit installment loans are specifically targeted and developed for individuals with poor credit. They offer a solution to your financial woes while simultaneously allowing you to improve your credit. Bad credit installment loans provide longer terms usually over a year. This allows you to repay your loan in a timely manner without the burden simply being rescheduled to next month. Shorter term loans are often an interest and fee trap that’s why many people take out these long term installment loans to repay short term loans. They provide substantially better interest rates and more suitable terms to the client.

Will a bad credit installment loan affect my credit ?

Yes, but now in the way you would assume!

installment loans can improve your credit significantly if chosen and used correctly. Long terms loans report more readily to you actual credit report. Short term option usually are marked on separate credit monitoring and credit score tracking bureaus that will not improve your overall score. These bureaus are specifically for short term lenders and similar lenders to review. This will not help improve your credit the way you want Most credit and loan products will not even begin reporting to your actual credit report until 6 months of successful payment. Other options are usually not long enough to affect your actual credit report.

Bad credit installment loans on the other hand are often specifically crafted for persons in your situation . The longer term makes it easier to repay the loan by reducing your monthly payment thus reducing the chance of a late of missed payment. The length above 6 months means the successful repayment will help your credit. Longer loans also have lower interest rates which means you get the same loan but pay significantly less interest and have more time to pay it off. Not only that but you will also be eligible for larger loans with the same credit history because of the longer terms. This is especially true for the installment lenders for people with bad credit. Bad credit installment loan lenders are also more likely to be flexible with late payments, partial payments, or non payment. Installment loan lenders in this market will often assist you in any way possible to help you complete the loan. Then any loan afterwards will often have even lower rates, better terms and conditions, and larger loan amounts will be available to you.

Iam convinced, how can I get this type of installment loan?

Apply for a Bad credit installment loan now >

Use the simple application on the upper right corner of the page to apply for a bad credit installment loan specifically. Then follow any personalized instructions afterwards. You will receive only 1 welcome email from the personal loan specialist we assign you. That’s your lifeline to us so make sure you don’t miss it!

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