First of all never pay anyone to get a loan or to help you find a loan. 1 Call Loans and every other legitimate funding company charges $0. No fees, no surcharges, NEVER wire anyone money. Getting a loan should be fast and easy and FREE!
Rule #1: Always choose a no fee lender, never pay someone to get a loan!
Why it’s easy to get approved for a 1000 dollar bank loan: It take very little to qualify for a 1000 dollar bank loan. 1000 or close to 1000 dollar unsecured personal loans are our most common request. Thus, there are many options to receive one. Even with bad credit or poor credit you can easily get approved for a 1000 dollar bank loan. That is considered a very small loan and banks and lenders like any company are always looking for new clients. However you want to make sure you get the right loan. Many lenders charge outrageous interest rates and pay day loans and cash advances expect you to pay them off in a matter of weeks. If this week’s paycheck didn’t cover your expenses, why do they think you can afford to have a huge chunk of your next two taken away?
When looking for a 1000 dollar bank loan most people need at least 100 days for repayment. For many people it could take even longer than that to repay the loan comfortably. That’s why we usually suggest an installment loan for any amount above $500. However finding a lender with term and rates that fit your budget can be difficult all on your own. That’s why where here to help, we offer free consultations with trained loan specialists to help you choose the right loan and the right terms for you.
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When pursuing any type of loan you should also ask yourself “do I want to secure this loan to collateral?”. Although your first answer may be a resounding no, this can be a complex question read secured vs unsecured loan for more information on the pro and cons of each option.