Fast And Easy Personal Loans Instant Online Approval

Create Your Own Loan

Customize your own fast and easy loan with instant online approval

Interest Rate

People with poor credit and no credit can even choose their own interest rates. We have customization on loan options to ensure you can afford your loan.

Long Term Loans

We Want you to get a loan you can afford. Choose when and how much you pay to fit your budget. Loans terms as long as 24 month or 2 years are available.

Custom Options

Loan length, Loan terms, interest rates, and monthly loans payments are only a few of the flexible loans options you can alter to meet your exact needs.

Monthly Payment

A loan should fit your monthly budget that’s why we help you design your own. After you apply a specialist will help you craft the perfect loan for your income.

Get the loan thats perfect for you right now

Online Approval Rates

Bad credit and even No credit applicants can be instantly approved online
We wont let bad credit keep you from getting a great loan

Why let other direct lenders tell you what to pay or settle for a bad payday loan. We offer short and long term unsecured perosnal loans. 1 Call Loans will also let you customize your own loan so you can create the ideal financial instrument that fits your income and schedule. We have high approval rates across all credit levels and even offer flexible long term installment loans with no credit checks. Banks loans don't have to be a struggle let us help you design a perfect loan that works exactly the way you want it to. Craft the exact loan you need now!

Apply today and be approved in as little as 1 hour using our quick and easy loan application. Then a specialist will help you customize the loan you’re looking for today

  • 600 or above

    Credit score approval rate

  • 500 or above

    Credit score approval rate

  • 500 or below

    Credit score approval rate

  • No Credit Check

    No credit check approval rate

Recent Clients

We fight everyday to help our clients in any situation
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Valentina Abrams

San Francisco, California
Val needed a personal loan with no guarantor for students. She had no true income because she was a student living on grants. We were still able to design a solution for valentina’s situation with payments that followed her grant schedule.
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Trenton Webber

Coral Springs, Florida
Trenton had no credit so he needed a no credit check loan & because he was a member of a local band his income was impossible to verify. We were still able to help him using our unemployment loan options.
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Abigail Belle

Brooklyn, New York
Abigail is an Instagram creator so her income was sporadic mainly from features and sponsorship deals. Her finance specialist help craft a long term installment loan with a flex pay option to fit her income structure.
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Edison Chen

Los Angeles, California
Edison is an entrepreneur who at the time owned a small retail location in LA & needed financing to help expand his business. He created his own loans by combing parts of an unsecured personal loan with aspects of a small business loan to make the perfect solution.


A few choice love notes from our clientele